The Squander Staff

Please read the Terms of Use Agreement carefully.

By utilizing this website, or any other website owned by Westbourne International LLC including any of its subsidiaries, legal successors predecessors, partners, or affiliates, or any other web or mobile property managed by Westbourne International LLC or its corporate parents (collectively, "Westbourne International LLC"), you are agreeing to comply with and be bound by the following terms of use.

If you do not agree to these terms, you should not use this site or any of the apps or software produced by the platform.

Definitions

The term "you" refers to

o Any user or viewer of the this website

The terms "App" or "Mobile Website" or "Software" refer to a software application, in code or binary form, developed or deployed by Westbourne International LLC, as well as all of its related files, data, and documentation.

The term "Services" refers to any or all services offered by Westbourne International LLC, including but not limited to App or Software development, hosting, and support.

1. Acceptance of Agreement
You agree to the terms and conditions outlined in this Terms of Use Agreement ("Agreement") with respect to this site and or Services (collectively, the "Site").

This Agreement constitutes the entire and only agreement between Westbourne International LLC and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement.

This Agreement may be amended at any time by Westbourne International LLC from time to time without specific notice to you.

The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site or Apps.

2. Copyright
The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights belonging to the owner of the Site, Westbourne International LLC. The copying, redistribution, use or publication by you of any such matters or any part of the Site, except as allowed by Section 4 below, is strictly prohibited and will result in legal action.

You do not acquire ownership rights to any content, document or other materials viewed through the Site.

The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials. Some of the content on the site may include copyrighted work of third parties.

3. Service Marks
All product and company names mentioned on the Site may be trademarks of their respective owners.

4.

Limited License; Permitted Uses
You are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Site strictly in accordance with this Agreement; (b) to use the Site solely for commercial and non-commercial purposes; and (c) to print out discrete information from the Site provided that you maintain all copyright and other policies contained therein.

No print out or electronic version of any part of the Site or its contents may be used by you in any litigation or arbitration matter whatsoever under any circumstances.

5.

Restrictions and Prohibitions on Use
Your license for access and use of the Site and any information, materials or documents (collectively defined as "Content and Materials") therein are subject to the following restrictions and prohibitions on use: You may not (a) copy, print (except for the express limited purpose permitted by Section 4 above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Site or any Content and Materials retrieved therefrom; (b) use the Site or any materials obtained from the Site to develop, of as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution mechanism; (c) create compilations or derivative works of any Content and Materials from the Site; (d) use any Content and Materials from the Site in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of us or any third parties; (e) remove, change or obscure any copyright notice or other proprietary notice or terms of use contained in the Site; (f) make any portion of the Site available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future; (g) remove, decompile, disassemble or reverse engineer any Site software or use any network monitoring or discovery software to determine the Site architecture; (h) use any automatic or manual process to harvest information from the Site; (i) use the Site for the purpose of gathering information for or transmitting (1) unsolicited commercial email; (2) email that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) use the Site in a manner that violates any state or federal law regulating email, facsimile transmissions or telephone solicitations; and (k) export or re-export the Site or any portion thereof, or any software available on or through the Site, in violation of the export control laws or regulations of the United States.

6. Forms, Agreements, Software & Documents
We may make available through the Site or through other Web sites pre-defined or user-generated Software or documents related to the content of the Site (collectively, "Software and Documents").

All Software and Documents are provided on a non-exclusive license basis, without any right to re-license, sublicense, distribute, assign or transfer such license.

Software and Documents are provided without any representations or warranties, express or implied, as to their suitability, completeness, currentness, accuracy, and/or appropriateness, except where required by law.

THE SOFTWARE AND DOCUMENTS ARE PROVIDED "AS IS", "AS AVAILABLE", AND WITH "ALL FAULTS", AND WE AND ANY PROVIDER OF THE DOCUMENTS DISCLAIM ANY WARRANTIES, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

7.

Registration, Billing, and Payment
By subscribing to any of our paid Services, you agree that you will timely pay Westbourne International LLC beforehand for any Services for which Westbourne International LLC charges a fee on a monthly or annual basis, and you authorize Westbourne International LLC to charge your credit card should you choose that method of payment.

In all cases, you are personally responsible for any applicable state, federal or other taxes that may be associated with your purchase of Services unless noted otherwise.

Your subscription to any Service(s) is effective for the period covered by your subscription fee and continues upon your payment of the monthly/annual renewal fee. Renewal fees for your subscription will automatically be charged, at the then current rate, to the credit card or other billing source authorized by you, on the first day of each successive subscription term, until you cancel your subscription. Should you choose to discontinue your subscription for any reason before expiration of the then applicable subscription term for which you have paid, you may cancel your subscription and terminate further billing by emailing support@westbourneinternational.com.

If you are an annual subscriber and choose to cancel within 60 days of when you were billed, you will be eligible to receive a prorated refund of your current year's subscription fee.

If you are a monthly subscriber and choose to cancel, your monthly billing will terminate at the end of your monthly billing term and you will not be eligible for a prorated refund of any portion of your paid monthly subscription fee.

We reserve the right to change the subscription fee for any renewal term to be effective upon the renewal of your subscription.

Certain sections of, or offerings from, the Site may require you to register. Each registration is for your use only and not on behalf of any other person or entity.

We do not permit (a) any other person using the registered sections under your name; or (b) access through a single name being made available to multiple users on a network. You are responsible for preventing such unauthorized use.

8.

Linking to the Site
You may provide links to the Site, provided (a) that you do not remove or obscure, by framing or otherwise, the copyright notice, or other notices on the Site, (b) your site does not engage in illegal or pornographic activities, and (c) you discontinue providing links to the Site immediately upon request by us.

9. Termination
At any time without notice to you, or liability to you, we may modify this Agreement, or the fees for the Service, or modify or cancel the Service.

We reserve the right to terminate your subscription and/or account and/or app with or without cause at any time and for any reason.

You agree that any termination of your access to the Service or deletion of your app may be effected without prior notice. You may terminate your account at any time by emailing support@westbourneinternational.com.

Once your Service, subscription, app and/or account has terminated for any reason, you will have no further right or access to use the Service.

In addition, any or all Software or Apps developed and/or deployed as part of your use of the Service will be removed from all distribution facilities and will be destroyed.

Furthermore, we will not provide support of any kind after Service is terminated.

10. Errors, Corrections and Changes
We do not represent or warrant that the Site will be error-free, free of viruses or other harmful components, or that defects will be corrected. We do not represent or warrant that the information available on or through the Site will be correct, accurate, timely or otherwise reliable.

We may make changes to the features, functionality or content of the Site at any time.

We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Site. We reserve the right not to honor any pricing due to typographical, clerical, or computer errors.

11. Third Party Content
Third party content may appear on the Site, apps or mobile websites produced by the site or may be accessible via links from the Site.

We are not responsible for and assume no liability for any mistakes, misstatements of law, defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content on the Site.

You understand that the information and opinions in the third party content represent solely the thoughts of the author and is neither endorsed by nor does it necessarily reflect the beliefs of Westbourne International LLC

12.

Unlawful Activity
We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information.

13. Age Restrictions on Use of Online Platform & Downloading of Apps and Mobile Websites
We do not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly allow such persons to register on the Site or for Westbourne International LLC Services.

If you are under 13, please do not attempt to register or send any information about yourself to us, including your name, address, telephone number, or email address.

Please do not download apps or mobile website produced through the platform and distributed by third parties or Westbourne International LLC

No one under the age of 13 may provide any personal information to us.

In the event that we learn that we have collected personal information from a child under age 13 we will delete that information as quickly as possible.

If you believe that we might have any information from or about a child under the age of 13, please contact us immediately at legal@westbourneinternational.com.

You may not use this site a) in connection with any application, advertisement or service directed towards children or b) to collect any personal information of children.

14.

Indemnification
You agree to indemnify, defend and hold us and our partners, agents, officers, directors, employees, subcontractors, successors, assigns, third party suppliers of information and documents, attorneys, advertisers, product and service providers, and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.

15. Nontransferable
Your right to use the Site is not transferable or assignable. Any password or right given to you to obtain information or documents is not transferable or assignable.

16. Disclaimer
THE INFORMATION, CONTENT, SOFTWARE CODE, SOFTWARE BINARIES AND DOCUMENTS FROM OR THROUGH THE SITE ARE PROVIDED "AS-IS," "AS AVAILABLE," WITH "ALL FAULTS", AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE, EXCEPT AS PROVIDED IN SECTION 17(b).

IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION AND LIMITATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU.

THIS SITE AND THE PRODUCTS, SERVICES, DOCUMENTS AND INFORMATION PRESENTED WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE OR OTHERWISE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.

ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING A FORM OR DOCUMENT IS DISCLAIMED.

17.

Limitation of Liability
(a) We and any Affiliated Party shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from (a) any errors in or omissions from the Site or any services, apps, mobile websites or products obtainable therefrom, (b) the unavailability or interruption of the Site or any features, apps, mobile websites or products thereof, (c) your use of the Site, (d) the content contained on the Site, or (e) any delay or failure in performance beyond the control of a Covered Party.
(b) THE AGGREGATE LIABILITY OF US AND THE AFFILIATED PARTIES IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE AND/OR THE PRODUCTS, INFORMATION, DOCUMENTS AND SERVICES PROVIDED HEREIN OR HEREBY SHALL NOT EXCEED $100 OR THE TOTAL AMOUNT YOU HAVE PAID TO Westbourne International LLC FOR ITS SERVICES AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND ANY AFFILIATED PARTY.

18. Use of Information
We reserve the right, and you authorize us, to the use and assignment of all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy. All remarks, suggestions, ideas, graphics, or other information communicated by you to us (collectively, a "Submission") will forever be our property.

We will not be required to treat any Submission as confidential, and will not be liable for any ideas (including without limitation, product, service or advertising ideas) and will not incur any liability as a result of any similarities that may appear in our future products, services or operations. Without limitation, we will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere.

We will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission.

You acknowledge that you are responsible for whatever material you submit, and you, not us, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

19. Third-Party Services
We may allow access to or advertise certain third-party product or service providers ("Merchants") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants.

Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants.

You agree that use of or purchase from such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NON-INFRINGEMENT.

UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE.

20. Third-Party Merchant Policies
All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on any Merchant sites.

We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.

21. Privacy Policy
Our Privacy Policy, as it may change from time to time, is a part of this Agreement. You must review this Privacy Policy by clicking on the Privacy Policy link at the bottom of this page.

22. Securities Laws
The Site may include statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objectives (particularly with respect to product and service offerings), that are forward-looking statements. These statements are based upon a number of assumptions and estimates which are subject to significant uncertainties, many of which are beyond our control.

When used on our Site, words like "anticipates," "expects," "believes," "estimates," "seeks," "plans," "intends," "will" and similar expressions are intended to identify forward-looking statements designed to fall within securities law safe harbors for forward-looking statements.

The Site and the information contained herein does not constitute an offer or a solicitation of an offer for sale of any securities.

None of the information contained herein is intended to be, and shall not be deemed to be, incorporated into any of our securities-related filings or documents.

23. Links to other Web Sites
The Site contains links to other Web sites.

We are not responsible for the content, accuracy or opinions express in such Web sites, and such Web sites are not investigated, monitored or checked for accuracy or completeness by us.

Inclusion of any linked Web site on our Site does not imply approval or endorsement of the linked Web site by us.

If you decide to leave our Site and access these third-party sites, you do so at your own risk.

24.

Copyrights and Copyright Agents
We respect the intellectual property of others, and we ask you to do the same.

If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our Copyright Agent the following information:

a. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
b. A description of the copyrighted work that you claim has been infringed;
c.

A description of where the material that you claim is infringing is located on the Site;
d. Your address, telephone number, and email address;
e.

A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
f.

A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

Our Copyright Agent for Notice of claims of copyright infringement on the Site can be reached by directing an e-mail to the Copyright Agent at legal@westbourneinternational.com

25. Information and Press Releases
The Site contains information and press releases about us.

We disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.

26. Legal Compliance
You agree to comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding your use of the Site and the Content and Materials provided therein.

27. Miscellaneous
This Agreement shall be treated as though it were executed and performed in Boston, MA, and shall be governed by and construed in accordance with the laws of the State of Massachusetts (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information, Documents, products or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Section 16 and Section 17. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against any party.

This Agreement and all incorporated agreements and your information may be automatically assigned by us in our sole discretion to a third party in the event of an acquisition, sale or merger. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect.

To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence.

Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. Our rights under this Agreement shall survive any termination of this Agreement.

28. Arbitration
Any legal controversy or legal claim arising out of or relating to this Agreement or our services, excluding legal action taken by us to collect or recover damages for, or obtain any injunction relating to, Site operations, intellectual property, and our services, shall be settled solely by binding arbitration in accordance with the commercial arbitration rules of JAMS. Any such controversy or claim shall be arbitrated on an individual basis, and shall not be consolidated in any arbitration with any claim or controversy of any other party.

The arbitration shall be conducted in Boston, MA, and judgment on the arbitration award may be entered into any court having jurisdiction thereof.

Either you or us may seek any interim or preliminary relief from a court of competent jurisdiction in Boston, MA necessary to protect the rights or property of you and us pending the completion of arbitration.

Each party shall bear one-half of the arbitration fees and costs incurred through JAMS.

29. Credit / Debit Card Authorizations
When you subscribe to any of our our paid Services, we perform an authorization on your credit or debit card.

An authorization on a credit or debit card is a hold against your banks credit card spending limit.

Your bank should release the authorization when the charge is received. A charge is the only time a transfer of funds is completed; an authorization is not a transfer of funds.